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Revive Capital — Outreach Platform
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30yr FHA 6.82% ↑ 15yr Fixed 6.14% ↓ VA 30yr 6.22% ↓ DSCR 30yr 7.65% ↑ S&P 500 5,892 ▲ +0.4% DOW 42,180 ▲ +0.2% NASDAQ 18,740 ▼ -0.1% 10yr Treasury 4.38% ↑ Fed Funds 5.25–5.50% VIX 14.2 ↓ Gold $2,342 ↑ Case-Shiller HPI +6.2% YoY ↑ 30yr FHA 6.82% ↑ 15yr Fixed 6.14% ↓ VA 30yr 6.22% ↓ DSCR 30yr 7.65% ↑ S&P 500 5,892 ▲ +0.4% 10yr Treasury 4.38% ↑ Fed Funds 5.25–5.50% Case-Shiller HPI +6.2% YoY ↑
10yr Treasury
4.38%
↑ +0.08% today — rates rising
Existing home sales
+3.2%
April MoM — strong demand
Inventory (months)
2.8
SoCal below 60-day supply
MBA Purchase Index
+6%
Week-over-week — spring surge
🏛 Fed Policy
Fed signals rate pause through Q3 as May CPI prints at 2.8%
Below-expectation inflation may ease upward rate pressure on mortgages. Analysts project first cut no earlier than September 2026. — Bloomberg, 2 hrs ago
🏘 Housing Market
Existing home sales rise for third straight month — SoCal leads
April sales up 3.2% MoM driven by strong coastal demand. Orange County median home price hits $1.02M. Inventory remains severely constrained. — HousingWire, 4 hrs ago
🏛 FHA / VA / HUD
HUD raises FHA loan limits 8% effective June 1 in high-cost areas
LA, SF, and OC limits increase to $1,209,750. National baseline rises to $524,225. Significant opportunity for FHA borrowers previously just over limits. — HUD.gov, 6 hrs ago
📊 Rates Watch
Freddie Mac: 30-year fixed averages 6.82% — second weekly gain
Strong jobs data pushed the 10-year Treasury higher, driving mortgage rates up. Borrowers locking this week pay ~$24/mo more vs. two weeks ago on a $400K loan. — Freddie Mac, yesterday
📈 Purchase Market
MBA: Purchase applications up 6% week-over-week as spring heats up
First-time buyer segment driving volume. Down payment assistance programs seeing record demand. Refi activity still muted at current rate levels. — MBA, yesterday
🏢 Non-QM / DSCR
DSCR update: UWM raises minimum DSCR to 1.00 — Revive Capital competitive advantage at 0.75
Multiple lenders adjusting DSCR floors upward amid rising vacancy rates in multifamily. Revive Capital holds at 0.75 — competitive advantage for our pipeline. — Inside Mortgage Finance, 2 days ago
📊 US Market snapshot — May 23, 2026
Key economic indicators for mortgage advisors
IndicatorValueChangeMortgage impact
S&P 5005,892▲ +0.4%Risk-on → slightly bearish for bonds/rates
10-year Treasury4.38%▲ +0.08%Upward rate pressure — lock now
CPI (May 2026)2.8%▼ -0.2%Inflation cooling → rate cut potential Q4
Unemployment rate3.8%→ FlatStrong economy → Fed less likely to cut
Case-Shiller HPI+6.2% YoY▲ StrongValues rising — LTV improving for refi
NAR Pending Sales+2.1%▲ MoMPipeline ahead — originate now
Snapshot data is illustrative, refreshed periodically by the team — not a live market feed.